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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Operations
November 11, 2024

New Year’s Resolutions for the Small Business Owner in 2025

It’s that time of year again—New Year’s resolutions are in the air! As a small business owner, it’s time to look beyond personal goals and focus on resolutions that may... Read More
Operations
September 26, 2023

What to Decide Before Creating Your Small Business Website

A small business needs to have a stellar website, especially if it’s selling goods or providing services. But where does a busy entrepreneur start when it comes time to... Read More
Operations
August 29, 2023

How to Choose A Payment Processor For Your Small Business

Choosing the right payment processing service is among the biggest decisions a small business owner can make. A bad processor may literally drive you out of business with... Read More
Operations
August 22, 2023

5 Hiring Tips for Every Small Business

Small businesses have reported record high levels of job openings this year, positively impacting job growth following the pandemic. Are you in a position to add staff?... Read More
Operations
August 17, 2023

12 Best Small Business Apps to Download

If you’re a busy small business owner, you probably have limited time to scour the Internet for the latest apps. We’ve done the browsing for you! From payroll to... Read More
Operations
July 12, 2023

What Do Small Business Owners Need to Be Successful?

A great idea or a relentless drive to be your own boss might’ve been why you started your small business. Now that you’ve been at it for a while, maybe you’re not seeing as... Read More
Operations
June 06, 2023

11 Ways to Manage Small Business Payroll Options

Payroll issues may cause your employees to be unhappy, stressed, and unproductive. Make sure you choose a payroll system that works for your unique business so you are... Read More
Operations
May 30, 2023

How to Unite Your Team During Times of Change

Since 2020, we’ve all endured a lot of change in the workplace and the world. Economic uncertainty continues to lurk. The Great Resignation of 2022 has been followed... Read More
Operations
May 23, 2023

Business Sustainability Strategy: Definition and Helpful Tips

As more people grapple with the realities of climate change, there’s been growing pressure on businesses to be part of the solution. Companies big and small are embracing... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.